Car Insurance for Diplomats in Germany

Yes. Motor third-party liability insurance is generally required before a vehicle can be registered and used on public roads in Germany.

Possibly. Recognition is not automatic and depends on the insurer, tariff and evidence. An official claims-history or no-claims certificate is therefore useful.

That depends especially on vehicle value, age, financing or leasing requirements, deductible and your risk preference. fully comprehensive insurance is often considered for newer or higher-value vehicles.

Yes. The enquiry service is also intended for embassy, consulate and mission staff who need motor insurance in Germany.

Yes. The country pages and forms are localized. You can also contact us by WhatsApp; translation support in Lime Connect helps us communicate in many languages.

No. The form is a request for an individual quotation. Acceptance, premium and scope of cover depend on the insurer, tariff and underwriting decision.

The eVB (electronic insurance confirmation) is a seven-character code issued by a motor insurer. It electronically proves motor liability cover to the registration authority. It is required for registration, but is neither the insurance policy itself nor a guarantee that registration will be granted.

Yes. Diplomatic and authority registration plates require a special eVB that the insurer has expressly designated for an authority registration plate. A normal eVB for private registration is not sufficient. Please therefore state the planned plate type, for example 0, B or BN, when making your enquiry.

You receive the eVB required for an authority or diplomatic registration plate from us. Before registration, send us the keeper and vehicle details, the mission or organisation, protocol status and intended plate type. After checking the information, we provide the number that the insurer has correctly designated as an authority eVB. The competent authorities continue to decide eligibility for the special plate.

An exemption applies only where reciprocity is granted. Under section 2.5.3 of the German Federal Foreign Office Protocol Guidelines, diplomatic missions, career consular posts and their posted foreign members are then exempt from insurance tax (section 4(1) no. 8 VersStG). Reciprocity with the relevant country is checked against the current reciprocity list available from the GDV. The insurer will require suitable evidence of status. Current GDV reciprocity list